Pre-Owned Cars for Sale in Sarasota, FL

Get E-Price

Complete the form below to get a quick response
  • This field is for validation purposes and should be left unchanged.
119 Matching Vehicles Found

Vehicle Info
Recently Modified
New this week
New this month
CARFAX 1-Owner, ONLY 45,754 Miles! S Q4 trim. REDUCED FROM $42,990! NAV, Sunroof, Heated Leather Seats, Alloy Wheels, All Wheel Drive, Turbo, Unlike some rival coupe-styled sedans, the Ghibli doesn't penalize rear seat passengers with a sloping roof line that consumes headroom. There's plenty of rear head- and legroom even for taller passengers... -Edmunds.com. SEE MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, All Wheel Drive, Heated Driver Seat. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Electronic Stability Control. ======EXPERTS REPORT: Edmunds.com's review says Unlike some rival coupe-styled sedans, the Ghibli doesn't penalize rear seat passengers with a sloping roof line that consumes headroom. There's plenty of rear head- and legroom even for taller passengers. . ======AFFORDABILITY: Reduced from $42,990. ======PURCHASE WITH CONFIDENCE: CARFAX 1-Owner ======WHO WE ARE: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Pricing analysis performed on 7/21/2017. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
CARFAX 1-Owner, GREAT MILES 36,057! JUST REPRICED FROM $40,990. Ghibli trim. Leather Seats, Satellite Radio, iPod/MP3 Input, Back-Up Camera, Alloy Wheels, Turbo, Edmunds.com explains Unlike some rival coupe-styled sedans, the Ghibli doesn't penalize rear seat passengers with a sloping roof line that consumes headroom. There's plenty of rear head- and legroom even for taller passengers.... SEE MORE!======KEY FEATURES INCLUDE: Leather Seats, Back-Up Camera, Turbocharged, Satellite Radio, iPod/MP3 Input. MP3 Player, Keyless Entry, Remote Trunk Release, Steering Wheel Controls, Heated Mirrors. ======A GREAT TIME TO BUY: Reduced from $40,990. ======PURCHASE WITH CONFIDENCE: CARFAX 1-Owner ======WHO WE ARE: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
CARFAX 1-Owner. Ghibli trim. Leather Seats, NAV, Back-Up Camera, Satellite Radio, Alloy Wheels, Turbo, KBB.com's review says With its Quattroporte-inspired styling, the 2015 Maserati Ghibli sports sedan holds a distinct advantage over less visually dynamic cars.. CLICK ME!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Back-Up Camera, Turbocharged, Satellite Radio MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======EXPERTS RAVE: With its Quattroporte-inspired styling, the 2015 Maserati Ghibli sports sedan holds a distinct advantage over less visually dynamic cars. -KBB.com. ======BUY WITH CONFIDENCE: CARFAX 1-Owner ======VISIT US TODAY: Our Sarasota Wilde Jaguar/Land Rover/Maserati Internet Staff allows us to serve as your New and Used Venice, Bradenton, and Tampa dealership resource. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
CARFAX 1-Owner, ONLY 21,920 Miles! Ghibli trim. PRICE DROP FROM $47,990. Leather, Nav System, Back-Up Camera, Satellite Radio, Aluminum Wheels, Turbo Charged Engine, With its Quattroporte-inspired styling, the 2015 Maserati Ghibli sports sedan holds a distinct advantage over less visually dynamic cars. -KBB.com. READ MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Back-Up Camera, Turbocharged, Satellite Radio. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======EXPERTS ARE SAYING: KBB.com explains With its Quattroporte-inspired styling, the 2015 Maserati Ghibli sports sedan holds a distinct advantage over less visually dynamic cars.. ======AFFORDABLE TO OWN: Was $47,990. ======SHOP WITH CONFIDENCE: CARFAX 1-Owner ======WHY BUY FROM US: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Pricing analysis performed on 7/21/2017. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
CARFAX 1-Owner, LOW MILES - 9,465! S Q4 trim. REDUCED FROM $54,990!, PRICED TO MOVE $1,300 below Kelley Blue Book! NAV, Sunroof, Heated Leather Seats, Alloy Wheels, All Wheel Drive, Turbo, KBB.com explains With its Quattroporte-inspired styling, the 2015 Maserati Ghibli sports sedan holds a distinct advantage over less visually dynamic cars.. READ MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, All Wheel Drive, Heated Driver Seat. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======AFFORDABLE TO OWN: Was $54,990. This Ghibli is priced $1,300 below Kelley Blue Book. ======SHOP WITH CONFIDENCE: CARFAX 1-Owner ======WHY BUY FROM US: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Pricing analysis performed on 7/26/2017. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
CARFAX 1-Owner. Ghibli trim. Nav System, Moonroof, Heated Leather Seats, Aluminum Wheels, Back-Up Camera, Turbo Charged Engine, KBB.com's review says Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines.. CLICK NOW!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, Heated Driver Seat, Back-Up Camera MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======EXPERTS CONCLUDE: Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines. -KBB.com. ======BUY WITH CONFIDENCE: CARFAX 1-Owner ======WHY BUY FROM US: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
ONLY 6,783 Miles! Ghibli trim. NAV, Sunroof, Heated Leather Seats, Back-Up Camera, Turbo, Alloy Wheels, KBB.com's review says Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines.. SEE MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, Heated Driver Seat, Back-Up Camera. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======VEHICLE REVIEWS: Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines. -KBB.com. ======WHO WE ARE: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
LOW MILES - 5,764! Ghibli trim. Nav System, Moonroof, Heated Leather Seats, Back-Up Camera, Turbo Charged Engine, Aluminum Wheels, KBB.com explains Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines.. CLICK ME!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, Heated Driver Seat, Back-Up Camera MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======VISIT US TODAY: Our Sarasota Wilde Jaguar/Land Rover/Maserati Internet Staff allows us to serve as your New and Used Venice, Bradenton, and Tampa dealership resource. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
ONLY 6,546 Miles! Ghibli trim. NAV, Sunroof, Heated Leather Seats, Alloy Wheels, Back-Up Camera, Turbo, Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines. -KBB.com. CLICK ME!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, Heated Driver Seat, Back-Up Camera MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======VISIT US TODAY: Our Sarasota Wilde Jaguar/Land Rover/Maserati Internet Staff allows us to serve as your New and Used Venice, Bradenton, and Tampa dealership resource. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
LOW MILES - 23! Ghibli trim. Navigation, Moonroof, Heated Leather Seats, Aluminum Wheels, Back-Up Camera, Turbo Charged, KBB.com's review says Let's face it. The first thing that catches our eye when car shopping isn't the EPA figures or crash-test scores; it's the design. Maserati's Ghibli sedan for 2017 is simply stunning from any angle. In a sea of conservative German and American design, it truly shines.. READ MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, Sunroof, Heated Driver Seat, Back-Up Camera. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Heated Mirrors. ======BUY FROM AN AWARD WINNING DEALER: Please contact our Internet Sales Team for further information at (855)242-9252. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
Levante trim. ONLY 1,555 Miles! NAV, Heated Leather Seats, Power Liftgate, All Wheel Drive, Alloy Wheels, Turbo, Edmunds.com's review says The Levante's sportier side surfaces once the engine is fired with its racy exhaust note...Equally impressive is the way the Levante handles twisty roads. You can drive it around turns with the confidence of something far smaller.. CLICK NOW!======KEY FEATURES INCLUDE: Navigation, Leather Seats, All Wheel Drive, Power Liftgate, Heated Driver Seat MP3 Player, Remote Trunk Release, Keyless Entry, Privacy Glass, Steering Wheel Controls. ======EXPERTS RAVE: The Levante's sportier side surfaces once the engine is fired with its racy exhaust note. Equally impressive is the way the Levante handles twisty roads. You can drive it around turns with the confidence of something far smaller. -Edmunds.com. ======OUR OFFERINGS: Please contact our Internet Sales Team for further information at (855)242-9252. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
Levante trim. CARFAX 1-Owner, ONLY 1,555 Miles! Navigation, Heated Leather Seats, Power Liftgate, All Wheel Drive, Aluminum Wheels, Turbo Charged, Edmunds.com explains The Levante's sportier side surfaces once the engine is fired with its racy exhaust note...Equally impressive is the way the Levante handles twisty roads. You can drive it around turns with the confidence of something far smaller.. READ MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, All Wheel Drive, Power Liftgate, Heated Driver Seat MP3 Player, Remote Trunk Release, Keyless Entry, Privacy Glass, Steering Wheel Controls. ======BUY FROM AN AWARD WINNING DEALER: Please contact our Internet Sales Team for further information at (855)242-9252. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
CARFAX 1-Owner, ONLY 1,555 Miles! Levante trim. Heated Leather Seats, Nav System, Power Liftgate, All Wheel Drive, Aluminum Wheels, Turbo Charged Engine, Edmunds.com explains The Levante's sportier side surfaces once the engine is fired with its racy exhaust note...Equally impressive is the way the Levante handles twisty roads. You can drive it around turns with the confidence of something far smaller.. AND MORE!======KEY FEATURES INCLUDE: Navigation, Leather Seats, All Wheel Drive, Power Liftgate, Heated Driver Seat. MP3 Player, Remote Trunk Release, Keyless Entry, Privacy Glass, Steering Wheel Controls. ======BUY WITH CONFIDENCE: CARFAX 1-Owner ======BUY FROM AN AWARD WINNING DEALER: Please contact our Internet Sales Team for further information at (855)242-9252. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
**1 OWNER CLEAN TOYOTA PRIUS TOURING** **LEATHER INTERIOR** **NEW TIRES** **AUTO**. Clean. Silver Pine Mica exterior and Bisque interior, Touring trim. JUST REPRICED FROM $6,490, $2,000 below Kelley Blue Book!, EPA 51 MPG Hwy/60 MPG City! CD Player, Keyless Start, Alloy Wheels, Hybrid, Non-Smoker vehicle, Edmunds.com explains No car boasts a better blend of fuel and space-efficiency than the Toyota Prius.. 4 Star Driver Front Crash Rating. READ MORE!======KEY FEATURES INCLUDE: Hybrid, CD Player, Aluminum Wheels, Keyless Start Rear Spoiler, Keyless Entry, Child Safety Locks, Steering Wheel Controls, Heated Mirrors. Toyota Touring with Silver Pine Mica exterior and Bisque interior features a 4 Cylinder Engine with 76 HP at 5000 RPM*. Non-Smoker vehicle. ======EXPERTS RAVE: 4 Star Driver Front Crash Rating. 4 Star Passenger Front Crash Rating. Great Gas Mileage: 60 MPG City. ======AFFORDABLE: Reduced from $6,490. This Prius is priced $2,000 below Kelley Blue Book. ======BUY WITH CONFIDENCE: CARFAX 1-Owner ======MORE ABOUT US: Please contact our Internet Sales Team for further information at (855)242-9252. Pricing analysis performed on 7/24/2017. Horsepower calculations based on trim engine configuration. Fuel economy calculations based on original manufacturer data for trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
Civic trim, Shoreline Mist Metallic exterior and Ivory interior. EPA 47 MPG Hwy/48 MPG City! ONLY 65,526 Miles! Kelley Blue Book Top 10 Used Back-to-School Car, CD Player, Hybrid, Alloy Wheels, Edmunds.com's review says Thanks to its frugal and clean engines, spunky performance and reputation for excellent reliability and durability, the Honda Civic has been a consistent benchmark for the economy car class ever since its introduction.. SEE MORE!======KEY FEATURES INCLUDE: Hybrid, CD Player, Aluminum Wheels. Rear Spoiler, Keyless Entry, Remote Trunk Release, Child Safety Locks, Bucket Seats. Honda Civic with Shoreline Mist Metallic exterior and Ivory interior features a 4 Cylinder Engine with 85 HP at 5700 RPM*. ======EXPERTS ARE SAYING: Edmunds Consumers' Most Wanted Coupe Under $15,000. Great Gas Mileage: 48 MPG City. ======BUY FROM AN AWARD WINNING DEALER: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Pricing analysis performed on 7/25/2017. Horsepower calculations based on trim engine configuration. Fuel economy calculations based on original manufacturer data for trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
EPA 30 MPG Hwy/21 MPG City! Sport trim, Black exterior. Leather Interior, CD Player, Dual Zone A/C, 7-SPEED AUTOMATIC TRANSMISSION, Aluminum Wheels, newCarTestDrive.com's review says C-Class brings the three-pointed Mercedes star to the rest of us. 4 Star Driver Front Crash Rating. CLICK NOW!======KEY FEATURES INCLUDE: Leather Seats, CD Player, Aluminum Wheels, Dual Zone A/C. Keyless Entry, Remote Trunk Release, Steering Wheel Controls, Heated Mirrors, Electronic Stability Control. ======OPTION PACKAGES: 7-SPEED AUTOMATIC TRANSMISSION. ======EXPERTS REPORT: Smooth, comfortable, quiet, and well equipped, it provides good overall performance. -ConsumerReports.org. 4 Star Driver Front Crash Rating. 5 Star Driver Side Crash Rating. Great Gas Mileage: 30 MPG Hwy. ======WHO WE ARE: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Pricing analysis performed on 7/17/2017. Fuel economy calculations based on original manufacturer data for trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
EPA 29 MPG Hwy/21 MPG City! ES 300 trim. LOW MILES - 67,867! Sunroof, Dual Zone A/C, Alloy Wheels, newCarTestDrive.com explains Lexus has been the highest-ranking brand in the J.D. Power and Associates dependability study for more than a decade.. 5 Star Driver Front Crash Rating. SEE MORE!======KEY FEATURES INCLUDE: Sunroof, Aluminum Wheels, Dual Zone A/C Remote Trunk Release, Keyless Entry, Privacy Glass, Child Safety Locks, Heated Mirrors. ======EXPERTS RAVE: Lexus has been the highest-ranking brand in the J.D. Power and Associates dependability study for more than a decade. -newCarTestDrive.com. 5 Star Driver Front Crash Rating. 5 Star Driver Side Crash Rating. Great Gas Mileage: 29 MPG Hwy. ======BUY FROM AN AWARD WINNING DEALER: Please contact our Internet Sales Team for further information at (855)242-9252. Fuel economy calculations based on original manufacturer data for trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
EPA 39 MPG Hwy/30 MPG City! S trim. CARFAX 1-Owner, LOW MILES - 46,021! CD Player, iPod/MP3 Input, Edmunds.com's review says Thanks to improved fuel economy, a welcoming cabin and enhanced infotainment features, the 2013 Nissan Sentra becomes a much more desirable choice in the small sedan class.. CLICK NOW!======KEY FEATURES INCLUDE: iPod/MP3 Input, CD Player MP3 Player, Remote Trunk Release, Keyless Entry, Child Safety Locks, Electronic Stability Control. ======EXPERTS ARE SAYING: Edmunds.com explains Thanks to improved fuel economy, a welcoming cabin and enhanced infotainment features, the 2013 Nissan Sentra becomes a much more desirable choice in the small sedan class.. Great Gas Mileage: 39 MPG Hwy. ======BUY FROM AN AWARD WINNING DEALER: Please contact our Internet Sales Team for further information at (855)242-9252. Fuel economy calculations based on original manufacturer data for trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
325Ci trim. Dual Zone A/C, Premium Sound System, Aluminum Wheels, Edmunds.com explains The 3 Series is BMW's top seller in the U.S. and for good reason -- endowed with world-class suspension, steering and brake components, these cars have an ability to communicate with their drivers that is unmatched in the entry-level luxury class and, indeed, unmatched by most cars at any price.. SEE MORE!======KEY FEATURES INCLUDE: Premium Sound System, Aluminum Wheels, Dual Zone A/C. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Rollover Protection System. ======EXPERTS REPORT: The 3 Series is BMW's top seller in the U.S. and for good reason -- endowed with world-class suspension, steering and brake components, these cars have an ability to communicate with their drivers that is unmatched in the entry-level luxury class and, indeed, unmatched by most cars at any price. -Edmunds.com. ======WHY BUY FROM US: Our passion is providing you with a world-class ownership experience. We share the thrill our customers get from owning and driving a great vehicle. Whether you come in for a new or pre-owned Jaguar, or other make automobile, to have your vehicle serviced or to arrange financing, we are committed to providing an experience that keeps you coming back. Pricing analysis performed on 7/11/2017. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 
3.5L trim, Iridium Silver Metallic exterior. ONLY 59,287 Miles! Nav System, Heated Seats, Moonroof, iPod/MP3 Input, Multi-CD Changer, Premium Sound System, PREMIUM PKG 2, Aluminum Wheels, 4MATIC permanent all wheel drive, From Edmunds.com: a combination of agreeable driving dynamics, numerous safety and luxury features, and high style make the Mercedes-Benz E-Class one of our favorites. 4 Star Driver Front Crash Rating. CLICK NOW!======KEY FEATURES INCLUDE: Sunroof, 4MATIC permanent all wheel drive, Premium Sound System, iPod/MP3 Input, Multi-CD Changer. Remote Trunk Release, Steering Wheel Controls, Heated Mirrors, Electronic Stability Control, Electrochromic rearview mirror. ======OPTION PACKAGES: PREMIUM PKG 2 hands-free communication system, DVD navigation, Sirius satellite radio, pwr rear window sunshade, heated front seats, Bi-Xenon headlamps w/active curve illumination system, headlamp washing system, KEYLESS-GO. ======EXPERTS REPORT: Edmunds.com says - a combination of agreeable driving dynamics, numerous safety and luxury features, and high style make the Mercedes-Benz E-Class one of our favorites. 4 Star Driver Front Crash Rating. 5 Star Driver Side Crash Rating. ======OUR OFFERINGS: Please contact our Internet Sales Team for further information at (855)242-9252. Pricing analysis performed on 7/26/2017. Please confirm the accuracy of the included equipment by calling us prior to purchase.
 

MPG Disclaimer:

† Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.




Custom




Payment Details

Estimated Amount Financed:
«
»

Does not include Sales Tax and Fees

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (941) 256-2813 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.